What happens if I add a named driver to my insurance policy?

What happens if I add a named driver to my insurance policy?

I paid 480 when I took my insurance out and I am currently paying 103 a month.They quoted me online for a new policy (exactly the same as the one I've had for 2 months so far, but with a named driver) for 250 deposit and 110 (Something like that) a month with the named driver. If I phoned up and added the named driver now while part way through my year insurance, will I get money back from the 480 deposit? Or will it not make a difference now?

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